Financial Resources

Calculators Lenders Inspectors Insurance Title Companies

The service providers and contractors listed are ones we have personally worked with. If you use one of them, please let us know if your expectations were met so we can continually provide the best resources for my clients.

Repayment Mortgage Calculator

Rent Vs. Buy Calculator

Own Home Results

Value After Appreciation:
471,747.12

Total Mortgage Payment:
465,720.26

Tax Savings:
32,401.67

Net Cost:
-38,428.53

Rent Results

Net Cost:

360,000

Refinance Break-Even Point & Interest Savings Analysis

Enter your CURRENT LOAN Information

Select the Month you started making payments on your current loan:
Enter the Year you started making payments on your current loan:
Enter the Original Amount of your current loan:
Enter the Term of your current loan: years
Enter the Interest Rate of your current loan:
Remaining balance of your current loan:
(automatically calculated based on the numbers entered above)

Enter proposed NEW LOAN Information

Enter the Term of the new loan:years
Enter Interest Rate of the new loan:
Enter the estimated Closing Costs (including "points," if any):

Break-Even Point Analysis

Your CURRENT monthly payment:
Your NEW monthly payment:
Monthly Savings:
Your Refinance Break-Even Point:
(How long it will take for the payment savings to offset the closing costs paid)

Interest Savings AnalysisCurrent LoanNEW Loan

Number of payments made:
Number of payments remaining:
(as of refinance date)
Total interest paid:
(as of refinance date)
Total unpaid interest:
(as of refinance date)

Lenders

Residential Mortgage, LLC
Richard Mantyla, Loan Originator
NMLS # 196418
mantylar@residentialmtg.com
Office (907) 222-8833
www.richardmantyla.com
www.residentialmtg.com
Alaska USA Mortgage
Ryan Berry
ry.berry@alaskausamortgage.com
Office (907) 261-3406
Cell (907) 720-8885
Toll-free (800) 737-3033 ext. 3406
Fax (907) 222-8009
www.alaskausamortgage.com
Homestate Mortgage
Kelly Grawunder
kgrawunder@homestatemtg.com
Office (907) 762-5848
Cell (907) 830-6224
Wells Fargo Home Mortgage
Laurie Lyons,
Home Mortgage Consultant
laurie.j.lyons@wellsfargo.com
Office (907) 257-3669
Fax (866) 647-6658
Cell (907) 229-9774
Toll-free (800) 935-5714
www.wfhm.com

Inspectors

Quality Home Inspections
Kevin Jones
qualhome@aol.com
Office 907 333-1719
Fax 907 929-5259
6015 Glenkerry Dr
Anchorage, AK 99504
Home Inspections Plus
Troy and Creta Bloxom
Alaska Home Inspector License #18
Office (907) 694-7587
Fax (907) 694-6649
Eagle River, AK 99577
homeinspectalaska.com
Best Inspections, Inc.
Jim Foss
jim@InspectBest.com
Alaska Home Inspector License #18
Office (907) 522-2378
Cell (907) 229-0419
Fax (907) 569-0120
2440 E Tudor Rd #401
Anchorage, AK 99507-1185
www.inspectbest.com

Homeowner's Insurance

Buyer(s) may be required to obtain and provide evidence of homeowner's or property owner's insurance prior to closing on a loan. The availability and cost of insurance can vary greatly depending on the property, the property's claim history, Buyer's credit history, financial situation, and personal insurance claims history. Because the cost of insurance may impact the monthly payment and the ability to qualify for a loan, Buyer is advised to begin the process of obtaining insurance as soon as possible after execution of a fully signed Purchase and Sale Agreement so that the necessary evidence of insurance can be provided well in advance of closing.

Title Insurance

Alyeska Title Guaranty Agency
Office (907) 569-2842
Fax (907) 569-2843
3801 Centerpoint Drive #102
Anchorage, AK 99503
www.alyeskatitle.com
First American Title Insurance Company
cs.anchorage.ak@firstam.com
Office (907) 561-1844
Fax (907) 561-1948
3035 C Street
Anchorage, AK 99503-6614
http://ak.firstam.com
Stewart Title of Alaska
Office (907) 274-2562
Fax (907) 258-4656
2601 Denali Street
Anchorage, AK 99503
http://www.stewartak.com